The diverse world of precious metals requires a fully personalized investment strategy. A one-size-fits-all solution might still yield decent returns, but the real results are achieved with a more discerning and tailored approach.

In this week’s The Gold Spot, Scottsdale Bullion & Coin Precious Metals Advisor Richard Otto and Sr. Precious Metals Advisor Steve Rand explain the importance of a customized precious metals investment plan, relevant factors to consider, and how SBC Gold can help you reach your goals.

Personalization of Precious Metals Investment

Investing in precious metals offers a variety of potential benefits to investors. However, realizing those advantages isn’t as easy as buying a random gold or silver asset. The sheer diversity of metals, products, sizes, and values makes it impractical to apply a cookie-cutter approach.

Whether you’re looking at precious metals for long-term stability, hedging against inflation, optimizing privacy, or legacy building, you’ll need a strategy that aligns with what you want and need.

Several relevant factors must be considered when building a hand-crafted investment approach including:

Investment Guide

Learn How to Avoid Costly Rookie Mistakes & Invest in Gold Like a Pro!

Get Free Gold Investor Guide


Diving into precious metals investing without clarifying your goals is like launching a company without a business plan. You’ll only achieve success when you have a specific strategy that puts you on track to achieve your objectives. Your end goal will impact everything from the types of precious metals you hold and in what form to how long you hold them and so much more.

Risk Tolerance

All forms of investing carry some inherent risk, but investors vary in their tolerance. Typically, riskier investments have the potential to yield higher, quicker returns. Safer investments can produce the same value yield over longer periods. A precious metals strategy that matches your risk tolerance ensures you’re not jeopardizing your investments.


Time is another crucial factor to consider when making investment decisions. A young professional diving into the precious metals space for the first time will have significantly more time to allow their assets to appreciate than a retiree looking to optimize their nest egg. Structuring an investment strategy around your timeline allows for maximal performance.

Their Plan ≠ Your Plan

A personalized investment approach only has merit when designed to meet your objectives. Just because your brother-in-law recommends American Gold Eagle coins, your accountant suggests gold bullion bars, or your sister-in-law advises rare coins doesn’t necessarily mean these investment options will meet your needs.

The only way to assemble a truly hand-crafted precious metals investment approach is to sit down with a reputable Precious Metals Advisor who takes the time to understand all relevant elements of your investment situation.

“Precious Metals Advisors customize a portfolio based on each person's needs and wants. This is not a cookie-cutter approach.”

These experts can recommend the ideal assets given your situation. They’ll also help you avoid some of the pitfalls of precious metals investing such as dealer exclusive coins and investing in modern-graded coins.

“We're going to make the most responsible recommendation we can based upon all the information we get about your goals.”

Understand Which Precious Metals Meet Your Needs

Unlocking the full potential of precious metals investing demands an individually crafted approach around your unique circumstances and investment goals. You deserve to have your hard-earned money working as efficiently as possible. A one-size-fits-all approach will yield generalized results while a personalized approach will offer a clear-cut path to achieve your objectives.

Take a first step towards a more informed and effective investment journey by requesting our FREE Precious Metals Investment Guide today. It covers everything you need to know about diversifying your portfolio with gold and silver for a more secure, stable, and private financial future. You’ll learn what assets meet your needs and how to best invest in them.

Free Investment Guide

Everything you need to know to get started in Precious Metals

Learn how precious metals can strengthen your portfolio, protect your assets and leverage inflation.

Request the Free Guide


Question or Comments?

If you have any questions about today’s topics or want to see us discuss something specific in a future The Gold Spot episode, please add them here.